Payments industry asks EDPB to revise PSD2/GDPR guidelines Wednesday 28 October 2020 14:00 CET | News The letter emphasizes and join tly reiterates common concerns from the payments industry.

EDPB Guidelines on the interplay of PSD2 and GDPR . Page 4|7 . 2.4 Clarity on the Processing of Personal Data for Anti-Money-Laundering Purposes . As recognized by the EDPB Guidelines, all PISPs and AISPs are obliged entities under Art. 3(2) of the AML Directive. As such, TPPs have the legal obligation to process personal data when applying

This leads to the question whether "explicit consent" as mentioned in Article 94 (2) of PSD26 should be interpreted in the same way as explicit consent under the GDPR. 2020-10-23 The EDPB’s guidance is the first assessment of some of the issues resulting from the interplay between PSD2 and GDPR. While the guidance is not exhaustive, and some issues certainly remain, it does provide a welcomed clarification that the notion of explicit consent under PSD2 must be seen as separate and different from the notion of (explicit) consent under GDPR. GDPR aims to protect personal data, making it easier for consumers to know where their data is being used and raise objections about its use. While PSD2 opens up the banking market, encouraging competition and innovation in different products and services, any access these new products and services have to personal data must comply with GDPR. that are not regulated by the PSD2" EDPB Guidelines 2/2019 •'Necessary for performance' requires something more than a contractual clause •Contracts cannot artificially expanded •No bundling: necessity to be assessed for each service PSD2 •AIS GDPR •Categorising transactions •Assessing affordability •Disclosing data to brokers EDPB Guidelines on the interplay of PSD2 and GDPR . Page 4|7 .

Det handlar bland annat om frågor som rör samtycke. Läs mer på EDPB:s riktlinjer för förhållandet mellan #GDPR och #PSD2 handlar särskilt om frågor som rör grunden för samtycke, behandling av känsliga personuppgifter I detta belyser vi förhållandet mellan PSD2 och GDPR, med fokus på I sitt uttalande konstaterar EDPB att kravet i PSD2 om ett uttryckligt Coming up in this week's episode:GDPR after completion of the EU/UK Brexit trade Calendar booking, Article 49, Schrems II, PSD2, University College Dublin, Foxtons, Facebook, Stormshield, ICO Child Friendly Code, EDPB and EDPS, Results of GDPR Awareness Survey of people now working from home,EU Drugs Calendar booking, Article 49, Schrems II, PSD2, University College Dublin, Foxtons, Facebook, Stormshield, ICO Child Friendly Code, EDPB and EDPS, igenom de väsentligaste punkterna i EDPB:s rekommendationer som Samspelet mellan GDPR och PSD2 – konkurrens och komplement. Samtidigt meddelar den svenska Datainspektionen den 11 juli att man kommer att ta över ordförandeklubban för den arbetsgrupp inom EDPB (General Data Protection Regulation, GDPR) och ersatte dataskyddsdirektivet EDPB), som består av företrädare för EU:s nationella dataskyddsmyndigheter Located on the ground floor of the Berlaymont building, EDPB and EDPS staff data triggers the material scope of both the GDPR and the ePrivacy Directive, GDPR firar två år och Datainspektionen publicerar rapport om EDPB uppdaterar riktlinjer om samtycke för placering av cookies · 2020.05. Ett år med PSD2. (EDPB) en sajt där man önskar feedback på framtagna guidelines gällande samspelet mellan PSD2 och GDPR.

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PSD2-GDPR guidelines in consultation | EDPB Geplaatst op 3 augustus 2020 door Ellen Timmer, advocaat ondernemingsrecht @Pellicaan During its 34th plenary session, the EDPB adopted draft Guidelines on the interplay between the second Payment Services Directive (PSD2) and the GDPR, read this press release , where they say: GDPR introduces a new, and very high, standard for the type of consent required for the processing of personal data. Although PSD2 does not provide a separate definition of consent, firms implementing PSD2 should not assume that the onerous GDPR interpretation will be required in all cases, as not all payment data is necessarily personal data. 2.

The European Data Protection Board (EDPB) recently published its final guidelines on the interplay between the GDPR and the Second Payment Services Directive (PSD2).

For example, where banks refrain from providing TPPs access to customer payment data for fear of breaching the privacy rights of their customers under the GDPR, competition authorities may consider this a breach of competition law. 2020-09-24 · PSD2, which provides a legal and regulatory framework for payment service providers offering payment services in the EU, stipulates that the processing of personal data must be in accordance with the GDPR and its principles of data protection, such as data minimisation, transparency, proportionality, storage limitation and security measures. The second Payment Services Directive (PSD2) includes requirements in relation to the processing of data, but they do not work very well in conjunction with the General Data Protection Regulation The EDPB clarified that ‘explicit consent’ under PSD2 is an additional contractual requirement, different than the ‘consent’ under GDPR. Under GDPR, in the context of a contractual relationship, the legal basis for data processing would be ‘performance of a contract’ instead of the PSU’s ‘consent’. Positionspapier EDPB Guidelines Interplay PSD2 & GDPR Jetzt herunterladen (pdf, 176.89 KB) We believe that more cooperation and exchange between data protection authorities and practitioners is needed to translate the legal text of the GDPR into practice and reduce legal uncertainty, especially in the context of the interplay with the Second Payment Services Directive (PSD2) as well as with Het Europees Comité voor Gegevensbescherming (EDPB) heeft onlangs de finale richtsnoeren gepubliceerd over de wisselwerking tussen de GDPR en de tweede richtlijn betalingsdiensten (PSD2). Al in 2018 vroeg Europees Parlementslid Sophie in 't Veld om enkele aspecten van de relatie tussen deze twee wettelijke kaders te verduidelijken.

GDPR aims to protect personal data, making it easier for consumers to know where their data is being used and raise objections about its use. While PSD2 opens up the banking market, encouraging competition and innovation in different products and services, any access these new products and services have to personal data must comply with GDPR. that are not regulated by the PSD2" EDPB Guidelines 2/2019 •'Necessary for performance' requires something more than a contractual clause •Contracts cannot artificially expanded •No bundling: necessity to be assessed for each service PSD2 •AIS GDPR •Categorising transactions •Assessing affordability •Disclosing data to brokers EDPB Guidelines on the interplay of PSD2 and GDPR . Page 4|7 . 2.4 Clarity on the Processing of Personal Data for Anti-Money-Laundering Purposes . As recognized by the EDPB Guidelines, all PISPs and AISPs are obliged entities under Art. 3(2) of the AML Directive. As such, TPPs have the legal obligation to process personal data when applying The obligations arising from the PSD2 and their interplay with GDPR's are a backbone of Fintech Giulio Coraggio Follow on Twitter Send an email August 14, 2020 The Fintech revolution relies on data flows enhanced by the PSD2, which requires certainty now aimed by the European Data Protection Board guidelines on the interplay between the PSD2 and the GDPR, which leave gray areas though.
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you acknowledge that your comments might be published on the EDPB … annat på samordningen av EU:s nya PSD2-be- talningstjänstdirektiv och EDPB Guidelines 1/2019 on Codes of Conduct and. Monitoring Bodies under Article 6(1)(b) GDPR in the context of the provision of online services to data subjects. A weekly update on all that is new in the world of GDPR, plus interesting guests, some 'how to' slots and details of new GDPR related solutions.

The European Data Protection Board welcomes comments on the Guidelines 06/2020 on the interplay of the Second Payment Services Directive and the GDPR - version for public consultation.
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EDPB Guidelines on the interplay of PSD2 and GDPR . Page 4|7 . 2.4 Clarity on the Processing of Personal Data for Anti-Money-Laundering Purposes .

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Although it is helpful that the EDPB has confirmed ‘explicit consent’ as referred to in PSD2 is a ‘contractual consent’, rather than consent as interpreted from a GDPR perspective, given the EDPB’s comments regarding special categories of personal data, discussed further below, it may be that in practice explicit consent from a GDPR perspective is required in any event, depending on the context. Den Europeiska dataskyddsstyrelsen (”EDPB”) har konstaterat att regelverket gällande samtycke är komplext, eftersom både PSD2 och GDPR inkluderar någon form av samtycke. EDPB lyfter i samband med detta frågan huruvida uttryckligt medgivande (eng.

dataskyddsförordningen, GDPR, infördes som lag i EU:s medlemsstater och ett direktiv på EDPB. För regeringens del kan åtgärder för att främja en betaltjänstdirektivet, PSD2, visar hur politiken inom EU verkar för ett fritt

While PSD2 opens up the banking market, encouraging competition and innovation in different products and services, any access these new products and services have to personal data must comply with GDPR. that are not regulated by the PSD2" EDPB Guidelines 2/2019 •'Necessary for performance' requires something more than a contractual clause •Contracts cannot artificially expanded •No bundling: necessity to be assessed for each service PSD2 •AIS GDPR •Categorising transactions •Assessing affordability •Disclosing data to brokers EDPB Guidelines on the interplay of PSD2 and GDPR . Page 4|7 . 2.4 Clarity on the Processing of Personal Data for Anti-Money-Laundering Purposes . As recognized by the EDPB Guidelines, all PISPs and AISPs are obliged entities under Art. 3(2) of the AML Directive. As such, TPPs have the legal obligation to process personal data when applying The obligations arising from the PSD2 and their interplay with GDPR's are a backbone of Fintech Giulio Coraggio Follow on Twitter Send an email August 14, 2020 The Fintech revolution relies on data flows enhanced by the PSD2, which requires certainty now aimed by the European Data Protection Board guidelines on the interplay between the PSD2 and the GDPR, which leave gray areas though. PSD2 and GDPR: EDPB offers clarity – but is it enough?

Payments industry asks EDPB to revise PSD2/GDPR guidelines ETPPA has joined forces with other Europe-based payment industry associations in sending a letter to the European Data Protection Board (EDPB) regarding the PSD2/GDPR interplay guidelines.